D D I Insurance - Customized Coverages, Personalized Service
RSS

Recent Posts

UBER Driving
Tree Trimming
Tree Trimming
Quote form link now at DDI
National Mole day

Categories

actual cash value
airport
antiques
auto injury
auto insurance
awning installation
building
Business Insurance
cable installation
caring for your home
Carpenters Insurance
Carpet Cleaning
Christmas
christmas decorations
collectibles
collections
Commercial Insurance
Concrete Construction
contractors
credit card fraud
daughter
decorating your home
Door and Window Installation
Driveway paving
driving safety
Drywall Contractor
Electrical Contractors
extra money
Fence Installers
fine art
Flooring Contractor
flying
Framing Contractor
guns
Gutter cleaning
Gutter Installation
Handyman
higher liability limts
home beautification
home repair
home work
homeowners
homeowners insurance
How much coverage do I need for my home
how much insurance do I need
Hummels
identity theft
insurance
Janitorial Contractor
Landscaping
Lawn Sprinklers Installation
Liquor Liability Insurance
Liquor Store Insurance
maintenance
Market Value
Masonary
no fault insurance
Office location
Painting
parents
parking lot
Party Store Insurance
Pet Fences
Plaster Contractor
Plumbing
Precious Moments
Repair Cost
replacement cost
Residential Roofing
Restaurant Insurance
safety tips
school
science
siding installation
Siding repair
sports cards
store insurance
taking kids to school
Tile and Stone Contractors
trip
uber
Why do I need so much insurance
Why is my homeowners premium so high
powered by

My Blog

UBER Driving

UBER Driving, am I covered?

The simple answer, NO!
Even if your insurance company has an endorsement for UBER driving allowance, there is no coverage while using your vehicle in a commercial manor.

Your personal auto policy excludes any commercial use of your vehicle.  Some examples of commercial use? including but not limited to;
Uber, LYFT
Pizza or Newspaper delivery
Car pool for hire, driving passengers for a fee, including school children, doctor visits. If no fee or consideration exists there may be coverage.

Tree Trimming

Why do you need to keep trees trimmed and healthy?
This is a regular part of home maintenance that can make a big difference in not only the appearance of your home but also the safety and avoidance of future problems.

Yesterday, I had my long time customer,
 http://grossepointetreeservice.com  inspect and trim the trees on my property.  

I knew this was important to the upkeep and insurability of my home.  I asked the owner Tom for a list of reasons WHY I should keep trees trim and healthy.

Tree Trimming

Why do you need to keep trees trimmed and healthy?
This is a regular part of home maintenance that can make a big difference in not only the appearance of your home but also the safety and avoidance of future problems.

Yesterday, I had my long time customer, http://grossepointetreeservice.com,  inspect and trim the trees on my property.  

I knew this was important to the upkeep and insurability of my home.  I asked the owner Tom for a list of reasonsWHYI should keep trees trim and healthy.

Quote form link now at DDI

DDI now has a link to fill in your request for a quote,

Just go to the products page.

Thanks for visiting.

National Mole day

Chemistry buffs, this one's for you! Today is National Mole Day, commemorating Avogadro's number http://j.mp/1a0JRvz

Business Insurance

 
Why you should review your Insurance.
 
There are many good reasons to do a thorough insurancereview every year.
 
This is an ever changing marketplace, we move, expand,offer new products or services, hire employees.
 
Insurance coverages, your needs and company appetiteschange too. New endorsements and product offerings are happening all the time.
 
Do you have the most up-to-date, and comprehensivecoverage being offered?
 
Inflation, business expenses, Reconstruction costs aresome factors that affect the amount and type of coverage you need.

DDI has a New Home

DDI Insurance has a new home
 
Offices are now located at 20227 Mack Ave
                                       Grosse Pointe Woods, MI 48236
Between Norwood and Hunt Club.
 
Office hours by appointment.
 
 

Contractors Insurance

Contractors Insurance
 
Spring is in the air and that is good news for many people in the contractors professions.
 
At DDI we have some great programs and Competitive rates for all types of contractors including;
 
Awnings        Cable guys     Carpenters       Framing Contractors        Drywall     Concrete
 
Doors andW

Collectibles

Christmas is a great time to think about traditions, family, and those we love.
Many of us have Christmas collectibles, Family Heirlooms and the like that are priceless to us.
Have you thought about whether these are covered on your homeowners Insurance.
I remember a sweet lady to went to add to her precious moments Christmas ornaments and found out her personal collection was worth almost $100,000.  She just liked the ornaments.
These and many things in your home need extra coverages to adequately protect them.

Safe Habits

So I recently had the opportunity to go flying over the mountains with my daughter as my personal pilot. Awesome experience.
 
We have flown together before and she is a good and careful pilot. 
 
The flight pre-check made me think that if we drove and operated our cars with the same diligence, we would be so much safer.
 
They say we are safer in the air than on the road, I think I understand now why that is.
 
To fly, you must check the gas, the oil, the engines, inspect the plane, there is a checklist that you are required to complete every time.
Website Builder provided by  Vistaprint