UBER Driving, am I covered?
The simple answer, NO!
Even if your insurance company has an endorsement for UBER driving allowance, there is no coverage while using your vehicle in a commercial manor.
Your personal auto policy excludes any commercial use of your vehicle. Some examples of commercial use? including but not limited to;
Pizza or Newspaper delivery
Car pool for hire, driving passengers for a fee, including school children, doctor visits. If no fee or consideration exists there may be coverage.
Why do you need to keep trees trimmed and healthy?
This is a regular part of home maintenance that can make a big difference in not only the appearance of your home but also the safety and avoidance of future problems.
Yesterday, I had my long time customer,
I knew this was important to the upkeep and insurability of my home. I asked the owner Tom for a list of reasons WHY I should keep trees trim and healthy.
So I recently had the opportunity to go flying over the mountains with my daughter as my personal pilot. Awesome experience.
We have flown together before and she is a good and careful pilot.
The flight pre-check made me think that if we drove and operated our cars with the same diligence, we would be so much safer.
They say we are safer in the air than on the road, I think I understand now why that is.
To fly, you must check the gas, the oil, the engines, inspect the plane, there is a checklist that you are required to complete every time.
School Dropoff ? You may not be covered!
Taking my grandson to school this morning I saw a van pull up with a logo that said they were a school shuttle service.
Nice service for busy or working parents.
With charter schools and school of choice programs, I am sure this is a growing market.
The Insurance Agent in me, thought nice, I wonder if they are insured properly?
What do I mean? Well many times I find that you either did not tell your agent, the many uses of your vehicles or maybe they didn't ask on know how to advise you.
Does Your Back Hurt?
You were involved in a "fender bender" today and you are feeling uncomfortable. Your back hurts a bit and you have a headache.
It will go away Right?
I certainly hope that it's just the stress of the accident and you will be fine in the morning. In the meantime, some things you should do;
1. Include your suspected injury on the police report.
no time to be tough, this can get serious