UBER Driving, am I covered?
The simple answer, NO!
Even if your insurance company has an endorsement for UBER driving allowance, there is no coverage while using your vehicle in a commercial manor.
Your personal auto policy excludes any commercial use of your vehicle. Some examples of commercial use? including but not limited to;
Pizza or Newspaper delivery
Car pool for hire, driving passengers for a fee, including school children, doctor visits. If no fee or consideration exists there may be coverage.
Why do you need to keep trees trimmed and healthy?
This is a regular part of home maintenance that can make a big difference in not only the appearance of your home but also the safety and avoidance of future problems.
Yesterday, I had my long time customer,
I knew this was important to the upkeep and insurability of my home. I asked the owner Tom for a list of reasons WHY I should keep trees trim and healthy.
Why do I need higher limits of liability?
Isn't Michigan a"no fault"State?
It sure is, and it is the truest form of no fault and best coverage you can get!
But"no fault"protects you and your family if you are injured in an auto accident... or any accident involving a motor vehicle. Your work loss is covered up to 3 years and your medical bills, pertaining to the accident for life.
Yourliability limts, on the other hand, protect you if you are sued by the other party.
If the other party has lifelong, or life changing injuries, regardless of who was at fault, they can sue you.