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My Blog

home beautification

Tree Trimming

Why do you need to keep trees trimmed and healthy?
This is a regular part of home maintenance that can make a big difference in not only the appearance of your home but also the safety and avoidance of future problems.

Yesterday, I had my long time customer,
 http://grossepointetreeservice.com  inspect and trim the trees on my property.  

I knew this was important to the upkeep and insurability of my home.  I asked the owner Tom for a list of reasons WHY I should keep trees trim and healthy.

Collectibles

Christmas is a great time to think about traditions, family, and those we love.
Many of us have Christmas collectibles, Family Heirlooms and the like that are priceless to us.
Have you thought about whether these are covered on your homeowners Insurance.
I remember a sweet lady to went to add to her precious moments Christmas ornaments and found out her personal collection was worth almost $100,000.  She just liked the ornaments.
These and many things in your home need extra coverages to adequately protect them.

Hiring a Contractor

Need some Work done on your Home?
 
Make sure your contractor is insured! 
 
Yes that's correct, you have the right, when hiring a contractor to do work on your home or business to ask for a current certificate of liability and work comp insurance.
 
Why??
If a contractor, or their employees, while performing work on your home is injured, you can be held liable and your homeowners or businessowners policy will respond to this injury.
 
Checking to see that they are insured, will
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