This is a regular part of home maintenance that can make a big difference in not only the appearance of your home but also the safety and avoidance of future problems.

Yesterday, I had my long time customer,

 http://grossepointetreeservice.com,   inspect and trim the trees on my property.  

I knew this was important to the upkeep and insurability of my home.  I asked the owner Tom for a list of reasons WHY I should keep trees trim and healthy.

Christmas is a great time to think about traditions, family, and those we love.

Many of us have Christmas collectibles, Family Heirlooms and the like that are priceless to us.

Have you thought about whether these are covered on your homeowners Insurance.

I remember a sweet lady to went to add to her precious moments Christmas ornaments and found out her personal collection was worth almost $100,000.  She just liked the ornaments.

These and many things in your home need extra coverages to adequately protect them.

 

Identity theft, credit card theft, What's yours is mine...  And Now Facebook theft? Crazy.

 

I heard people were stealing your image on facebook and creating thier own page and asking your friends to friend them, but until it just happened to a friend of mine, I thought it was just another urbun legend scare.

 

I also never thought identity theft ,credit card theft etc would happen to me. Well it has and not just once either.

 

My credits cards have been used at least three times, twice the credit card company caught it and once I had to catch it on my own.