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UBER Driving
Tree Trimming
Tree Trimming
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no fault insurance

UBER Driving

UBER Driving, am I covered?

The simple answer, NO!
Even if your insurance company has an endorsement for UBER driving allowance, there is no coverage while using your vehicle in a commercial manor.

Your personal auto policy excludes any commercial use of your vehicle.  Some examples of commercial use? including but not limited to;
Uber, LYFT
Pizza or Newspaper delivery
Car pool for hire, driving passengers for a fee, including school children, doctor visits. If no fee or consideration exists there may be coverage.

Tree Trimming

Why do you need to keep trees trimmed and healthy?
This is a regular part of home maintenance that can make a big difference in not only the appearance of your home but also the safety and avoidance of future problems.

Yesterday, I had my long time customer,
 http://grossepointetreeservice.com  inspect and trim the trees on my property.  

I knew this was important to the upkeep and insurability of my home.  I asked the owner Tom for a list of reasons WHY I should keep trees trim and healthy.

Tree Trimming

Why do you need to keep trees trimmed and healthy?
This is a regular part of home maintenance that can make a big difference in not only the appearance of your home but also the safety and avoidance of future problems.

Yesterday, I had my long time customer, http://grossepointetreeservice.com,  inspect and trim the trees on my property.  

I knew this was important to the upkeep and insurability of my home.  I asked the owner Tom for a list of reasonsWHYI should keep trees trim and healthy.

Quote form link now at DDI

DDI now has a link to fill in your request for a quote,

Just go to the products page.

Thanks for visiting.

School Dropoff

School Dropoff ?  You may not be covered!
 
Taking my grandson to school this morning I saw a van pull up with a logo that said they were a school shuttle service.
 
Nice service for busy or working parents.
 
With charter schools and school of choice programs, I am sure this is a growing market.
 
The Insurance Agent in me, thought nice, I wonder if they are insured properly?
 
What do I mean? Well many times I find that you either did not tell your agent, the many uses of your vehicles or maybe they didn't ask on know how to advise you.

Does Your Back Hurt?

Does Your Back Hurt?
 
You were involved in a "fender bender" today and you are feeling uncomfortable. Your back hurts a bit and you have a headache.
It will go away Right?
 
I certainly hope that it's just the stress of the accident and you will be fine in the morning. In the meantime, some things you should do;
            1. Include your suspected injury on the police report.
                        no time to be tough, this can get serious

Why do i need HIGHER Liability Limts on my Auto Policy?

Why do I need higher limits of liability?
Isn't Michigan a"no fault"State?
It sure is, and it is the truest form of no fault and best coverage you can get!

But"no fault"protects you and your family if you are injured in an auto accident... or any accident involving a motor vehicle. Your work loss is covered up to 3 years and your medical bills, pertaining to the accident for life.

Yourliability limts, on the other hand, protect you if you are sued by the other party.

If the other party has lifelong, or life changing injuries, regardless of who was at fault, they can sue you.
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